The off-white festive brocade banarasi kurta with detachable necklace and pants by Payal Singhal is woven with small gold butis across a pale ground, with a round neckline, three-quarter sleeves and side slits. It goes on plain with a ribbon tie at the back neck, or dressed up with the detachable necklace, an embroidered bib of mirrors, zardozi and gold beads that sits over the chest like jewelry. Small ghungroo drops trim the sleeves and the kurta hem, and matching straight pants complete the set. Wear it to a Diwali puja, an engagement lunch or a mehendi with gold juttis.

Founded in 1999, Payal Singhal is a renowned South Asian fashion house specializing in modern Indian bridal and occasion wear with a global touch. The brand blends contemporary minimalism with vintage charm, focusing on wearability and impactful design. Catering to the fashion-forward #PSGirl, who seamlessly transitions between traditional and modern settings, Payal Singhal offers a signature aesthetic of comfort and elegance. Expanding into a lifestyle brand, it now includes footwear, jewelry, home decor, and accessories.

Color: Off-white
Fabric: Brocade banarasi
Components: 3 pieces (Kurta, Pants, Detachable necklace)
Care: Dry clean only

Product Variations
Due to the artisanal craftsmanship of our outfits, minor differences in color, embroidery, patterns, or fabric are expected and enhance their unique appeal. Actual colors may vary slightly due to screen settings and lighting.

Shipping Times
Shipping times vary for each item and are indicated on the product page. Please note that shipping times are estimates and may be subject to unforeseen delays. Posted shipping times cover only production, dispatch, and transit. Posted shipping timeframes exclude customs processing. Customs inspection and clearance times vary by country and are outside our control.

Ready to Ship
Select items or specific sizes labeled as "Ready to Ship" are available for expedited delivery. These pieces will ship within 5-9 business days.

Return Policy
All products are made-to-order and considered final sale; we do not accept returns or exchanges.

Fees
Sales tax and shipping fees are added at checkout. Import duties and taxes are charged separately by customs on delivery.

Country of Origin
India

All orders ship from India on Delivered Duty Unpaid (DDU), also called Delivered At Place (DAP). This means your checkout total does not include import duties, customs charges and taxes, or carrier brokerage/clearance fees. These charges are determined by the destination country’s customs authority and must be paid directly to the shipping carrier before delivery. Your package will not clear customs until these charges are paid.

Duties & Customs
All imports are subject to import duties and other customs fees as determined by the respective customs authority. These amounts must be paid directly to the carrier before delivery. In all countries, your customs office or the carrier may additionally require information such as a tax ID, identification number, or government-issued ID to clear your shipment. For orders shipping within India, no import duties are applicable.

Customer Responsibilities
- Pay all import duties, taxes, customs-related charges, brokerage/clearance fees, and any storage/handling fees assessed by customs or the carrier.
- Provide required identification (tax ID or government-issued ID) promptly when requested by customs or the carrier.
- Monitor carrier communications so your shipment can be cleared on time.

Delays, Returns & Refusals
Refusal or failure to pay duties/fees or provide required information can cause delays, storage fees, return to sender, or abandonment by customs.

If customs payment is not made within the carrier’s deadline (typically 24–48 hours after contact), the shipment may return to us. All return freight, customs charges, and associated fees will be billed to the customer.

If a shipment is abandoned by customs or returned due to non-payment/insufficient information, the order remains final sale and no refund will be issued for the merchandise. Any additional costs are the customer’s responsibility.

Final Sale
All orders are final sale. Orders cannot be cancelled or refunded due to duties, taxes, or customs processing.

Timelines
Posted shipping timeframes exclude customs processing. Customs inspection and clearance times vary by country and are outside our control.

Kurta: Straight kurta with side slits, a round neckline and a ribbon tie at the back neck
Weave: Gold buti woven across the brocade
Necklace: Detachable bib of mirrors, zardozi and gold beads
Trim: Small ghungroo drops at the sleeves and kurta hem
Pants: Straight pants
Neckline and sleeves: Round neckline, three-quarter sleeves

- Diwali puja: the hostess in the off-white kurta set with the necklace on
- Engagement lunch: the bride's cousin who wants ivory without a lehenga
- Mehendi: a guest wearing the kurta plain with gold juttis
- Eid gathering: a guest in a brocade kurta set for the afternoon visit